Investment Planning

We can now use the science of statistical modeling to help investors make more informed decisions in the face of uncertainty. Envision is an innovative investment planning process. We begin by helping you define measurable goals. Next, we evaluate the likelihood that your goals would have been met, given ever-changing market conditions and your recommended investment plan. Using an advanced simulation methodology, Envision analyzes the delicate balance needed for you to make progress toward your goals while seeking to avoid unnecessary investment risk. 

Using statistical modeling, Envision simulates hypothetical market and economic scenarios to demonstrate the impact that different market environments would have had on your goals. With that information, we can adjust your investment strategy to reflect both realistic expectations and your own comfort level.  
 
Here are some sample Envision Reports:
 
 
 
If you are interested in using Envision, please let us know and we can discuss at our next meeting. In the meantime, please view the Envision brochure.
 
IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
 
Envision Methodology, Selection Criteria and Key Assumptions
Envision’s simulation model incorporates assumptions on inflation, financial market returns and relationships between these variables based on an analysis of historical data. Using Monte Carlo simulation and data provided by the Center for Research in Securities Pricing, Envision simulates thousands of potential outcomes over a lifetime of investing. The varying historical risk, return, and correlation between the assets is based on indexes over several market cycles. If the indexes do not provide enough historical data to gauge asset-class performance, we may use the data of related asset classes. Elements of this report’s presentations and simulation results are under license from Financeware, Inc., patents pending. ©2009 Financeware, Inc. All rights reserved.