Most of our clients will find these portfolios appropriate to fit their needs, risk, and goals who are not in need of income. With “Core” as the building blocks having a longer term focus, these portfolios will also have a tactical component to them. This allows us to manage the portfolios with a longer term view combined with a shorter-term focus. This means if certain market conditions are warrant, we have the ability to overweight or underweight different asset classes to include cash that can also be used as a temporary defensive strategy. Each portfolio is designed based on a level a risk objective with a target percentage for equities, fixed income and cash. A range for each target is then put in place to allow for the tactical overlay to be utilized.